As of July 1996, EZ Software has joined the ranks of over 2200
product and service vendors now accepting payment via a secure
Internet method provided by First Virtual Bank.

You can become a "virtual" card-holder with First Virtual for only two 
dollars per year.  You will then be able to use your current credit card 
(registered one time with First Virtual by dialing an 800 number) to 
purchase products and services on the Internet without ever sending your 
credit card information over the Net.  

Only your personal code, called a VirtualPIN (Personal ID Number), is 
sent to a vendor an payment.  The vendor submits the payment request 
to First Virtual, who always e-mails you for verification before 
charging your account.  

Unlike intercepted credit card information, a intercepted VirtualPIN 
cannot be used to purchase anything you don't want.  If a suspicious
charge comes to you for verification, you can respond "Fraud" to have the 
VirtualPIN immediately cancelled.  

You can register with First Virtual by visiting their web page at:

	http://www.fv.com/newacct/ 

(...or by requesting an e-mail application by sending any message to 
apply@card.com...)

You simply fill out the application and choose a VirtualPIN.  You DO 
NOT send your credit card number in this application.  

(Regarding the VirtualPIN: First Virtual may have to change it a little 
if it's a duplicate.  Both letters and numbers are allowed to make it 
possible to choose a PIN that will be easy to remember.)  

First Virtual, upon receiving your application, will quickly respond 
with an e-mail that provides a registration number and an 800 number 
to call.  You then call this number and use a touch-tone phone to 
supply the card number and expiration date.  

First Virtual sends a final e-mail that contains your VirtualPIN and
confirms that your account is active.  You're ready to buy securely over
the Net!

Please do not hesitate to contact us at... 

	102732.472@compuserve.com 

...if you need our assistance.
_______________________________________
Excerpts from First Virtual's web site:

The First Virtual Internet Payment System provides a simple,
secure and safe method for buying and selling over the
Internet. No special hardware, software or encryption is
required. All you need is ordinary e-mail!

With First Virtual, you use a VirtualPIN (an alias for your
credit card) to make purchases. Your credit card number is
never transmitted over the Internet!

As added security, every purchase you make is confirmed via e-
mail!

To Become A Buyer

     You must have:
          Internet e-mail.
          A valid Visa or MasterCard.

     Then complete an application and receive your VirtualPIN

(IMPORTANT: As part of the process you will register your
credit card with First Virtual over the telephone, not over
the Internet!)

To Buy

   1.Give your VirtualPIN to a seller instead of a credit card number.
   2.First Virtual will then send you e-mail to confirm the purchase.
     Answer the message with:
          "yes" to confirm the sale.
          "no" to cancel the sale.
          "fraud" to immediately cancel your VirtualPIN (it is being
          used without your consent!)
   3.If you confirm the sale, your credit card is charged by First
     Virtual completely off the Internet!
